Spring is the season when the property market sees some action. With the weather picking up, more and more people decide it is the best time to move or buy a new home. It is also the time when tree consultants are highly sought after, in part due to the previous reason. A lot of homebuyers find they actually need a mortgage tree report. There are different names to it – arboricultural report, tree survey, homebuyer tree report or just tree report. To find out more about this, you should keep reading this article.

The house-buying process in part includes a survey or inspection, which is basically a way to note the condition of the property both on the inside and outside. There are a few goals that surveying achieves: it points out defects, showcases potential risks and legal problems. Considering trees pose a risk to the property, a surveyor report includes the trees on that property.

In many cases, you will feel alarmed if the surveyor’s findings in regards to trees aren’t entirely good. What this often means is that your insurer/mortgage provider might request a tree report. This is where arboricultural consultants come into play. Instead of facing serious setbacks in the home buying process, you can rely on such experts to provide a quick solution to any predicament. You can book a visit at a convenient time for you and get the report done on-site. The report will highlight some important things, such as whether that subsidence reported by the surveyor is due to a tree’s roots. Maybe the canopy of a tree is causing damage to the roof. The ultimate purpose of the report, however, is not just to point out the problems. In addition, it will reveal whether said problems can be fixed. That way you can make a more informed decision on how to proceed with the property, plus you will be that much closer to getting your desired mortgage from the lender.

What to expect from a tree consultant?

First, they will want to find out more about the property itself. Information such as how old it is, how deep the foundations are and how many trees there are is vital. In a lot of cases, you will just need to provide the same report as the surveyor. The experts will then give you a quote on the service and arrange a visit. Since they need full access, you may have to discuss matters with the property owners. Then, they will inspect the trees at the property and those that are a good influential distance away. Afterwards, you will get the report, showcasing an assessment on the condition of the trees, potential risks and recommendations on what management the trees require.

In some cases, it is the homeowner who will provide the report, while in others the buyers will want to get this task done. The most important thing is to get a licensed company in the case. Make sure they are part of a professional body/association. Know that tree surgeon isn’t the same as a consultant. One more thing to consider is the price of the service. On average, it will cost a few hundred pounds, depending on the number of trees. Get the final quote and talk with the seller on who will cover what part of it.

Getting a mortgage tree report before buying a property is very important. It outlines potential problems and allows you to make an informed decision on your purchase.