3.3
June 4, 2011

This is what Sticking up a Bank (legally) looks like.

Sweet, sweet justice on the part of every homeowner who’s ever been effed over by a Banker.

Via Daily What:

When Bank of America tried to foreclose on Collier County (FL) homeowners Warren and Maureen Nyerges, the couple went to court to prove they never had a mortgage to begin with, having paid in cash.

It took a year, but the pair won their case, and the judge ordered Bank of America to cough up the legal fees. When, after five month, the bank still hadn’t given the Nyergerses a dime, the couple went to their local branch to collect — bringing a foreclosure defense lawyer, Sheriff’s Deputies, and moving trucks along with them.

Turning the tables on Bank of America, attorney Todd Allen instructed his entourage to seize the bank’s assets…for the rest, go to Daily What:

A bank foreclosure story you’ve got to see to believe. A Collier County couple turns the tables on Bank of America, the bank that tried to foreclose on their home. Now, the family is foreclosing on the bank! Even bringing trucks and deputies ready to seize property.

The foreclosure nightmare started when Warren and Maureen Nyerges paid cash for a home owned by Bank of American in the Golden Gate Estates. They never had a mortgage whatsoever. But, the bank fouled it up and wound up issuing a foreclosure through their attorney.

The couple took their case to court and after a year and a half nightmare the foreclosure was dropped. A Collier County judge said Bank of America has to pay the couple’s $2,534 legal fees for the error. After more than five months the bank still hadn’t paid up. So, the homeowners’ attorney did just what the bank would do to get their money, legally seize their assets.

“I instructed the deputy to go in and take desks, computers, copiers, filing cabinets, including cash in the drawers,” Attorney Todd Allen told WINK News.

Outside the Bank of America on Davis Boulevard, several deputies stood by with movers ready to start hauling out the bank’s office supplies and furniture.

Inside, the homeowners’ attorney was locked out of the bank manager’s office by deputies while the bank manger tried to figure out what to do.

Allen says the manager was visibly shaken, “Having two Sheriff’s deputies sitting across your desk, and a lawyer standing behind them, demanding whatever assets are in the bank can be intimidating. But, so is having your home foreclosed on when it wasn’t right.”

After about an hour the bank finally cut a check to satisfy the debt, and no furniture was taken. A representative for Bank of America issued a statement saying they are sorry for the delay in issuing funds. They claim the original request went to an outside attorney who is no longer in business.

As for Allen, he calls this a symptom of a larger problem he sees often in the courts, where banks don’t perform their due diligence on foreclosure cases. “As a foreclosure defense attorney this is sweet justice.”

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