How to Save Money When There is Nothing Left Over.

Via on Nov 8, 2011

Via Daily Transformations

Want to know my favorite way to help clients save money?

It starts with this question: How did I pay for my own wedding when I was 26 years old, making zilch?

I used to subtract out of my checkbook the things I thought about doing or buying; but didn’t.

Stay with me here…

If I wanted a pedicure but did it myself, I would subtract that amount plus tip out of my checkbook, circle it and at the end of the month add up all of the circles and deposit a check for that amount into savings. Same with dinner out when I decided to cook at home.

Movies at home vs. movies out? That amount was subtracted out.  Thought about buying a magazine but instead read it at the library?  Drool over a new dress but abstain? Yep~subtract that amount out.

Think this won’t add up? Look at your current bank statement closely and notice how often those 3$ coffee’s here and there, plus say a 12$ lunch; add up to a whole lot of money!

It became a game to see those circles add up in my checkbook and super satisfying to deposit that total at the end of the month.  The extra money is there, you just have to dig a little for it.

xo

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About Tamara Star

Tamara Star believes happiness is not an end destination, but instead the ability to see the ordinary through eyes of wonder. If you let her, she'll show you how to take the life you're living and turn it into a life you'll love. Want more free scoop? Click here. She's an international best selling author, life coach, and the creator of the original 40-day Personal reboot program for women--a 6 week virtual deep dive into clearing the slate on what's blocking you from living a life you love. Registration is open NOW here. Tamara's global reach inspires women around the world through her programs, newsletters and teachings; and her work regularly appears on The Huffington Post, MindBodyGreen, The Good Men Project, The Elephant Journal, and Positively Positive. She's also been featured on SiriusXM radio, Good Morning America, former Oprah producer LeGrande Green's GetBOLD radio, Dr. Brenda Wade's GoodLove Radio, Daybreak USA and New Australia. Connect with Tamara on her websiteFacebook or Twitter. Tamara's work had been featured on The Huffington Post, MindBodyGreen, Positively Positive, Yahoo News, The News.com Australia, Blog Her, The Good Men Project, Yoga Mint, The Elephant Journal, Eat, Drink, Explore Radio, DaybreakUSA, SiriusXM radio, former Oprah producer LeGrande Green's GETBOLD radio, Dr. Brenda Wade's GoodLove radio, and Yoga Anonymous.

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4 Responses to “How to Save Money When There is Nothing Left Over.”

  1. I like this idea! One thing my husband & I did when we were first married is to make several copies of a picture of our "dream house." We put one on the bulletin board in our office & each kept one in our wallets…sort of as an impulse buy deterrent. Definitely helped to calm the instant gratification monster;)

  2. allison says:

    Exactly the advice I needed! I am the worse money saver because I constantly spend money on lunch, coffee, a book, blah blah, stuff to occupy my time basically. Perfect, please continue to post anymore great money saving ideas 😉 Thank you!

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